Making your dispute letters with Dispute Beast’s engine is completely free. But, you need an active 3-bureau monitoring powered by Beast Credit Monitoring or Pro Credit Watch subscription to do it. It’s starting at $49.99 a month. If you have 3 Bureau Monitoring, you can generate as many letters as you want or need on your attacks inside of Dispute Beast. Learn more in the Pricing page.
Results vary. Individual outcomes depend on credit profile, bureau response, and user participation. Not everyone will achieve the same results.
- 1 Average credit score increase of +46 points based on a sample of 8,482 Dispute Beast users across all usage periods.
- 2 Average increase of +56 points observed within 90 days, based on a sample of 2,141 users.
- 3 Average increase of +66 points observed after 6 or more months of active use, based on a sample of 258 users.
- 4 Users with a starting score of 600 or below experienced an average increase of +61 points, based on a sample of 5,267 users.
- 5 Dispute Beast users have collectively gained approximately 389,000 credit score points across all tracked accounts as of late 2025.
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