Dispute Beast is committed to protecting your privacy online. This Privacy Policy describes the personal information we collect through this website at disputebeast.com and through the Dispute Beast mobile application (the “App”) (the “site” or “sites”) and how we collect and use that information.
The terms “we,” “us,” and “our” refers to Dispute Beast LLC. The terms “user,” “you,” and “your” refer to site visitors, customers, and any other users of the Site.
The term “personal information” is defined as information that you voluntarily provide to us that personally identifies you and/or your contact information, such as your name, phone number, and email address.
Use of Disputebeast.com, including all materials presented herein and all online services provided by Dispute Beast LLC, is subject to the following Privacy Policy. This Privacy Policy applies to all site visitors, customers, and all other users of the Site. By using the Site or Service, you agree to this Privacy Policy, without modification, and acknowledge reading it.
When you create a Dispute Beast account, we collect:
All core Dispute Beast features, including dispute letter generation, are completely free. To unlock these features you are required to connect an eligible credit monitoring account. We currently partner with:
When you connect your credit monitoring account, we access and process the following:
This data is used exclusively to generate your dispute letters and track your credit repair progress. We do not sell, rent, or share your credit data with any third party for advertising or marketing purposes. Our credit monitoring partners maintain their own privacy policies and provide equivalent data protection standards.
Dispute Beast uses artificial intelligence to generate dispute letters and to power the in-app Coach feature. We are fully transparent about how AI is used and how your data is handled:
Before your data is processed by our AI systems for the first time, you will be shown a clear in-app disclosure and asked for your explicit consent.
We only collect the personal information you voluntarily provide to us, which may include the following:
We may record information relating to your use of the Site, such as the searches you undertake, the pages you view, your browser type, IP address, requested URL, referring URL, and timestamp information. We use this type of information to administer the Site and provide the highest possible level of service to you. We also use this information in the aggregate to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the Site.
We may send cookies to your computer in order to uniquely identify your browser and improve the quality of our service. The term “cookies” refers to small pieces of information that a website sends to your computer’s hard drive while you are viewing the Site. We may use both session cookies (which expire once you close your browser) and persistent cookies (which stay on your computer until you delete them). You have the ability to accept or decline cookies using your web browser settings. If you choose to disable cookies, some areas of the Site may not work properly or at all.
Dispute Beast does not track users for advertising purposes. Specifically:
If our data practices change and we introduce advertising or tracking in the future, we will update this Privacy Policy and request your permission through the appropriate consent mechanisms before doing so.
The information you provide is used to generate personalized credit dispute letters, power your credit repair experience, send account-related emails, and improve the Dispute Beast service. We do share your information with trusted third parties who assist us in operating our website, conducting our business, and servicing clients and visitors. These trusted third parties agree to keep this information confidential. Your personal information will never be shared with unrelated third parties. We don’t rent or sell your personal information (any information that is identifiable to you).
You have the right to delete your Dispute Beast account and all associated personal data at any time. To delete your account:
Upon deletion, we will remove your personal information from our active systems within 30 days, subject to any applicable legal retention obligations. Deletion is permanent and cannot be undone. Your credit monitoring connection will also be severed at the time of account deletion.
You have the following rights regarding your personal data:
To exercise any of these rights, contact us at help@disputebeast.com.
The Site may contain links to third-party websites. Except as otherwise discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you on our Site. Other sites accessible through our Site via links or otherwise have their own policies in regard to privacy. We are not responsible for the privacy policies or practices of third parties.
We maintain security measures to protect your personal information from unauthorized access, misuse, or disclosure. However, no exchange of data over the Internet can be guaranteed as 100% secure. While we make every effort to protect your personal information shared with us through our Site, you acknowledge that the personal information you voluntarily share with us through this Site could be accessed or tampered with by a third party. You agree that we are not responsible for any intercepted information shared through our Site without our knowledge or permission. Additionally, you release us from any and all claims arising out of or related to the use of such intercepted information in any unauthorized manner.
To access or use the Site, you must be 18 years old or older and have the requisite power and authority to enter into this Privacy Policy. Children under the age of 18 are prohibited from using the Site.
Questions about this privacy policy should be sent to us at:
help@disputebeast.com
Dispute Beast LLC
300 Delaware Ave. Suite 210 #503
Wilmington, DE 19801
