110% Money-Back Guarantee

Your Trust Matters to Us!

We understand that improving your credit can feel intimidating, especially if you’ve had disappointing experiences with other DIY solutions. At Dispute Beast, we’re confident in our ability to help you succeed. That’s why we offer the Dispute Beast 110% Money-Back Guarantee, giving you peace of mind and eliminating any financial risk.

Terms and Conditions of the 110% Money-Back Guarantee

Our 110% Money-Back Guarantee ensures transparency and fairness. If you meet all eligibility requirements but do not see an improvement in your credit score after fully engaging with Dispute Beast for 12 months, you can submit a claim to receive 110% of the total amount you paid for Beast Credit Monitoring and SprintMail.

Eligibility Requirements:

To qualify for the 110% Money-Back Guarantee, you MUST meet ALL of the following criteria:

1. Send 9 Dispute Beast Attacks:

• You must create and send an attack every 40 days using the Dispute Beast platform. Missing an attack or failing to send an attack within a 40–50 day window disqualifies you from the guarantee.

2. Maintain Active Beast Credit Monitoring:

• You must maintain continuous, uninterrupted Beast Credit Monitoring for the entire 12-month period. If you cancel or file a chargeback for Beast Credit Monitoring at any time, you will be disqualified.

3. Use SprintMail for Every Attack:

• Every Dispute Beast attack must be sent via SprintMail to ensure secure and tracked delivery. Filing a chargeback for any SprintMail payment will result in automatic disqualification.

4. Avoid New Late Payments, Negative Accounts, or Establishing a New Installment Loan:

• Any of these events will result in disqualification.

5. Achieve a Total Utilization Rate of at Least 6% by Your 8th Attack:

• Responsible credit management is essential. Your total credit utilization must be at or below 6% by your 8th attack.

6. Maintain a Utilization Rate of 6% or Lower at the Time of Filing a Claim:

• Your credit utilization must be 6% or lower at the time of your claim submission to be eligible.

7. 60-Day Waiting Period After the Final Attack:

• After sending your 9th Dispute Beast attack, you must wait 60 days before submitting a claim. This ensures the full impact on your credit score is accurately reflected.

8. Beast Credit Monitoring Reports:

• Success will be determined solely by reviewing your credit score changes as reflected in your Beast Credit Monitoring reports. Other credit monitoring reports will not be considered.

Claim Process:

If you meet all eligibility requirements and your credit score has not improved, follow these steps to submit a claim:

1. Email your claim to help@DisputeBeast.com with “110% Money-Back Guarantee Claim” in the subject line.
2. Attach the following documentation:

• Proof of 9 completed Dispute Beast attacks
• Confirmation of continuous Beast Credit Monitoring
• Verification that you used SprintMail for all attacks
• Documentation of your utilization rates and credit history from Beast Credit Monitoring reports

3. Communication and Response Time:

Dispute Beast will acknowledge receipt of your claim within 30 days. Your claim will be reviewed, and a final decision will be provided within 60 days, pending receipt of all required documentation.

Claims with incomplete documentation or that fail to meet eligibility criteria will be denied. All claims must be submitted within 30 days after the 60-day waiting period. Late claims will not be considered.

Disqualification Criteria:

You will be disqualified from the Dispute Beast 110% Money-Back Guarantee for any of the following:

1. Score Improvement During the 12-Month Period
2. Missed Attack Deadlines (Failure to send an attack within a 40–50 day window)
3. Cancelled or Disrupted Beast Credit Monitoring
4. Failure to Use SprintMail for Every Attack
5. Filing a Chargeback for Beast Credit Monitoring or SprintMail
6. New Late Payments, Negative Accounts, or Establishing a New Installment Loan
7. Failure to Meet Utilization Requirements (6% or lower by the 8th attack and at claim submission)
8. Submitting Claims Based on Non-Beast Credit Monitoring Reports

Limitation of Liability

Dispute Beast shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to lost profits, loss of credit opportunities, or emotional distress resulting from the use of our services, even if advised of the possibility of such damages. The total liability for any claim arising under this guarantee shall not exceed the amount paid for Beast Credit Monitoring and SprintMail during the 12-month period.

No Double Recovery

Customers who submit a claim under this guarantee and receive compensation are not eligible to pursue additional refunds or damages through other means for the same services. Any dispute will be governed exclusively by the terms of this guarantee.

Privacy and Data Use

By submitting a claim, you authorize Dispute Beast to review your credit monitoring data and related documents solely for the purpose of evaluating your eligibility for this guarantee. All personal information will be handled in accordance with our Privacy Policy and will not be shared with third parties except as required by law.

Proof of Identity

Dispute Beast reserves the right to request proof of identity to confirm that the individual submitting the claim is the original purchaser. Failure to provide valid proof of identity may result in denial of the claim.

Data Accuracy and External Factors

Dispute Beast does not control or influence third-party credit bureaus or creditors. We cannot guarantee a specific result due to inaccuracies or delays in reporting by these external parties. You acknowledge that credit scores may fluctuate based on creditor decisions and other external factors outside the scope of Dispute Beast’s services.

Responsibility for Financial Behavior

Your financial behavior plays a critical role in determining the success of your credit improvement. Applying for new credit, incurring significant debt, or other similar actions during the 12-month period may negatively impact your credit score and disqualify you from this guarantee.

Non-Transferable Guarantee

The Dispute Beast 110% Money-Back Guarantee applies only to the original purchaser and cannot be assigned or transferred to any other party.

Governing Law and Compliance with Refund Laws

This guarantee shall be governed by the laws of the State of Delaware and is subject to compliance with all applicable federal and state refund laws. In the event of a conflict between state law and this agreement, the applicable state law shall prevail.

Class Action Waiver

By participating in this guarantee, you agree to waive any right to participate in class action lawsuits or similar collective actions. Any disputes will be handled on an individual basis as outlined in the arbitration clause.

Modification, Termination, and Periodic Review

Dispute Beast reserves the right to modify or terminate this guarantee at any time without prior notice. Modifications will be effective immediately upon posting on the Dispute Beast website. Additionally, this guarantee will be periodically reviewed to ensure compliance with evolving laws and regulations.

Severability

If any provision of this guarantee is found to be unlawful, void, or unenforceable for any reason, the remaining provisions shall remain in full force and effect.

Entire Agreement

This guarantee, along with the Dispute Beast Terms of Service and Privacy Policy, constitutes the entire agreement between the parties regarding the subject matter herein and supersedes any prior agreements, representations, or understandings.

Questions or Concerns?

For questions or concerns about the Dispute Beast 110% Money-Back Guarantee, email help@DisputeBeast.com. Include “110% Money-Back Guarantee Inquiry” in the subject line for a prompt response.

Final Note

By using Dispute Beast services, you acknowledge that you have read, understood, and agree to the terms outlined in this guarantee. Visit www.DisputeBeast.com for the most up-to-date version of this guarantee.