Trusted by over 50,000+ users

Yes! Dispute Beast is 100% free - AI processing, letter generation, and all features inside the app cost $0. To use the AI features, you need to connect an active credit monitoring subscription so Dispute Beast can import your 3-bureau credit data. Beast Credit Monitoring and ProCreditWatch are independent, third-party services you subscribe to separately - they are not owned or operated by Dispute Beast.

Credit monitoring gives Dispute Beast access to your live 3-bureau credit data from Equifax, Experian, and TransUnion - which is what the AI uses to identify errors and generate dispute letters. Two independent, third-party monitoring services are supported: Beast Credit Monitoring (VantageScore 3.0) and ProCreditWatch (FICO 8). These are standalone financial services with their own user bases - not products owned by Dispute Beast. You subscribe to them separately, and they provide score tracking and full report access regardless of whether you use Dispute Beast.

Connecting one of these services lets Dispute Beast import your credit data so the AI can build your dispute strategy. Both options use soft pulls only, so checking your credit never hurts your score.

The duration of the credit repair process can vary significantly depending on the complexity of the individual’s credit situation and the extent of the issues that need to be addressed. On average, the credit repair process can take a few months to a year.

If you hire a credit repair company for a year, you could pay anywhere from $2,000 to $3,000 or more, considering the monthly fees and setup charges. Using Dispute Beast is free, but credit monitoring will cost you only $49.99 per month.

No problem! Dispute Beast gives you complete flexibility. You can download all your Attack dispute letters for free at any time-no strings attached.
Simply download, print, address your envelopes, add stamps, and mail them yourself. You’ll have full control over the process at zero cost.

Once you’ve mailed your letters, just mark your attack as “mailed” inside your Beast account to keep track of your progress.

Want to skip the hassle? You can also use our mailing partner, Sprint Mail, to handle the printing, mailing, and tracking for you-all with just one click.
* Sprint Mail costs vary depending on amount and size of letters.

After you generate your attack in Dispute Beast, you have two options:

Sprint Mail(Paid Service) – Our trusted third- party partner handles everything.With one click, they’ll print your letters, mail them via USPS First - Class Mail, and provide email confirmation once they’re on their way. Your Dispute Beast portal will be updated to reflect the mailing status, so you can track your progress without any hassle. * Sprint Mail costs vary depending on amount and size of letters.

Download Free – Download your letters instantly and handle the printing and mailing yourself. Perfect if you prefer the DIY approach or want to save money.

Either way, your letters get to the bureaus, and you’re one step closer to better credit!

We want you to know that your security is our top priority. Our website and servers are fortified with typical website encryption (SSL/TLS), ensuring that your data travels through a secure tunnel. This means all information exchanged between your browser and our servers remains confidential and protected from prying eyes. Rest assured, your personal details are safe and sound with us. We continuously update our security measures to stay one step ahead of potential threats.