AI DIY Credit Repair Tool

AI credit repair that works, users on average see 92+ point score increases*

The only DIY credit repair tool with AI-powered dispute letters and 110% money-back guarantee. Join 15,000+ users who’ve improved their credit scores.

Dispute Beast AI Credit Repair

Track your credit scores with leading models

How It Works

How Dispute Beast's AI

Removes Negative items

Traditional credit repair companies charge $250/month or more for basic dispute letters. Our AI credit repair software revolutionizes the process, it just takes a few minutes to get started:

AI Credit Analysis

Our software scans your credit report for errors and negative items

Smart Dispute Letters

AI generates legally-compliant dispute letters personalized to your situation

Automated Mailing

Letters sent via USPS through our mailing partner Sprint Mail. Track your order’s progress online.

Progress Tracking

Monitor results across all 3 Bureaus in real-time

Get the power of an expert in your pocket for as low as $49.99/m.

3-Bureau Credit monitoring required with Dispute Beast

Why Dispute Beast

Why choose DIY Credit Repair software over traditional Credit Repair companies?

Why Choose
DIY Credit Repair
Software Over Credit Repair Companies?

Take control of your credit with transparent, No contracts, no waiting – just proven tools to help you improve your credit fast.

Traditional Credit Repair

Your Personal Credit Repair Assistant

Dispute Beast AI App

Dispute Negative Items​

Dispute all of those Negative items from your credit report

Our AI credit repair software successfully removes:

Collections

Late medical bills, old debts, and collections that may be inaccurately reported.

Charge-offs

Cards, auto, and personal loans marked as charge-offs that may contain errors

Late Payments

30, 60, 90+ day late payment history that may be incorrectly documented

Credit Inquiries

Unauthorized hard pulls and inquiries that you didn’t approve affecting your score

Public Records

Bankruptcies, tax liens, and judgments that may be outdated or inaccurate 

Medical Records

Wrong names, addresses, account mix-ups from your past.

How it Works

Advanced AI Credit Repair Features

From dispute letters to progress tracking, AI handles the hard work so you don’t have to.

AI Dispute Letter Generator

Creates legally-compliant letters tailored to your specific situation

Mail 10+ Letters in just one click

Identifies removable items and optimization opportunities

Automatic Negative Account Filtering

Prioritizes disputes for maximum score impact

Automatic Negative Account Filtering

Prioritizes disputes for maximum score impact

Money-Back Guarantee like no other

Automatically handles bureau responses and escalations

Hear from our users

Get Started Today

Affordable Pricing, 110% Money-Back Guarantee

Get proven results or receive more than your money back – no risk, all reward.

110% Money-Back Guarantee

DIY AI-Powered Credit Repair

$49.99/month

Dispute Beast 110% Money-Back Guarantee

We believe in the quality of our products. If you’re not satisfied, we will return 110% (yes, 110!) back of your money if Dispute Beast doesn’t help you improve your credit after a year.

SOC 2 Secure & Reliable

Our platform holds the highest standards of security, we are SOC compliant, and our customer support team is available 24/7 to assist you throughout the process.

Risk-Free Process

Built to deliver real results and confident in our product. If no changes occur, every payment you’ve made will be fully refunded through our money-back guarantee.

Trust & Transparency

We stand by the effectiveness of our service, which is why we offer the best guarantee in the credit repair industry.

Rated 4.8 Stars by 2,100+ Users

4.38 out of 5 based on 580 Reviews

Get your financial future secured with Dispute Beast's AI

Take the first step towards a better financial future today. You deserve financial freedom because you’re more than a credit score and Dispute Beast is here to help you achieve it.

Dispute Beast AI Credit Repair

Credit Step-By-Step Guides

Learn all about Dispute Beast's AI to help you on your financial journey

Dispute Beast Sprint Mail Status
Disputing

How to Check Your Sprint Mail Order Status

If you are serious about maximizing your credit repair efforts efficiently and affordably, Dispute Beast is the ultimate tool. Make sure to read the ultimate Dispute ...
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Dispute Beast AI Attack Strategy
Disputing

A Detailed Explanation the Dispute Beast Credit Repair Attack Strategy and Letters

If you are serious about maximizing your credit repair efforts efficiently and affordably, Dispute Beast is the ultimate tool. Make sure to read the ultimate Dispute ...
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Dispute Beast FAQ
Credit Monitoring

Dispute Beast FAQ: Everything You Need to Know To Get The Best Credit Repair Results

Jump into our ultimate Dispute Beast FAQ and uncover all the secrets to mastering your credit repair game like a pro! Discover how Dispute Beast’s ...
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Disclaimers

*Credit repair results vary by individual and depend on your unique credit report contents – your credit score may not increase within 30 days, as the process typically takes 3-6 months depending on the accuracy and complexity of items found on your reports. While the majority of users discover inaccurate negative items that can be disputed, we cannot guarantee specific score increases or timelines, as lasting credit improvement requires time and depends on your individual credit situation.